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115 S Oak Street, Chatham, IL 62629.
Classic Craftsman charm meets generous living spaces in this 1927 Chatham home. Set on just over half an acre, this 4 bedroom, 2 full bathroom home offers a flexible floor plan, including a main level bedroom and full bathroom with a free standing cast iron bathtub. The main floor features high ceilings, period architectural details, two connected sitting rooms, a fireplace, formal dining room, butler's pantry, an eat in kitchen with a skylight, and a granite topped island. A spacious family room opens onto the expansive composite deck, creating a natural connection between indoor and outdoor living. Upstairs, you will find three additional bedrooms, a full bathroom with a step in shower, hardwood floors, a whole house fan, and a charming Juliet balcony overlooking the grapevines. Outside, the large fenced yard offers space for gardening, play, pets, and entertaining, with mature landscaping, a fire pit, and a decorative fountain. The welcoming covered front porch, complete with a ceiling fan and a porch swing, sits beneath mature shade trees and overlooks established hostas and hydrangeas. A detached two car garage and unfinished basement provide additional storage. Recent improvements include a new roof and fascia (2023), and water heater (2024). A pre-listing inspection was completed, and the information is available upon request. Rich in character and full of possibilities, this spacious Craftsman home is ready for its next chapter!
MLS ID: CA1046486
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115 S Oak Street, Chatham, IL 62629.

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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $249,900 | $249,900 | $249,900 |
| Down Payment | $49,980 | $8,747 | $62,475 |
| Monthly Mortgage Amount | $1,297 | $1,591 | $1,607 |
| Taxes | $348 | $348 | $348 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $110 | $0 |
| Monthly Estimated Total | $1,745 | $2,149 | $2,055 |
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