https://www.ruhlmortgage.com/ChrisSchneider.html

12686 State Route 78 Road Havana, IL 62644 • Residential - Single Family • Active

  • 12686 State Route 78 Road, Havana, IL 62644 Main Photo

11 Photos

Description

Enjoy the perfect little getaway at Matanza Beach, nestled right on Matanza Lake! Take advantage of year-round water recreation, watch abundant waterfowl, and soak in breathtaking sunsets over the lake. This charming 1-bedroom, 1-bathroom cottage features an eat-in kitchen, separate dining room, cozy living room, bedroom and full bath. Step outside to the spacious 288-square-foot deck overlooking the lake, perfect for relaxing and enjoying the peaceful surroundings. A storage shed provides extra space for outdoor essentials. Recent updates include plumbing in 2023 and a well pump in 2022. Whether you're looking for a relaxing retreat or outdoor adventures of fishing, kayaking and more, this charming lakeside cottage offers the perfect blend of relaxation and year-round recreation!

Property Highlights

Property Type: Residential - Single Family
Total Living Area SF: 576
Built in 1923
High School: Havana
Lake View
River Front
Eat-In Kitchen

General Information

Bedrooms: 1
Bathrooms: 1
Sqft: 576
County: Mason
High School: Havana
Subdivision: Matanza
Listed By:
Kennedy- Sarff Real Estate LLC
RMLSA

Room Information

Bedroom 1: 9 X 10 Level - Main
Living Room: 9 X 14 Level - Main
Dining Room: 9 X 14 Level - Main
Kitchen: 10 X 19 Level - Main
$82,000
Est. $645/mo
1beds
1baths
576sqft
Active
BEDS1 BATHS1 full SQUARE FEET576 MLS#CA1047235
STATUSActive PROPERTY TYPEResidential - Single Family SUBDIVISIONMatanza SCHOOLHavana

Get in Touch

Contact an agent to learn more about

12686 State Route 78 Road, Havana, IL 62644.

Contact Form

Preferred Communication Method:

Mortgage Calculator

Call or Click to get Pre-Approved! 563-441-1862 toll free 866-441-1862

Customize Your Loan

Customize Your Rate

Loan Type 30 Year FixedFHA 30 Year Fixed15 Year Fixed
Purchase Price $82,000$82,000$82,000
Down Payment $16,400$2,870$20,500
Monthly Mortgage Amount $431$522$527
Taxes $114$114$114
Insurance $100$100$100
HOA/Dues/Fees $0$0$0
Monthly Mortage Insurance $0$36$0
Monthly Estimated Total $645$772$741

Customize Your Mortgage

Similar Listings For Sale Sold

Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 11/08/2026. The listing information on this page last changed on 11/08/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Sun 11/08/2026 12:02:59 AM EST) or MRED MLS (last updated Sat 11/07/2026 11:55:00 PM EST) or SCWMLS (last updated Sat 11/07/2026 11:55:21 PM EST) or Rockford Board of Realtors (NWIAR) (last updated Sat 11/07/2026 10:17:07 PM EST) or Cedar Rapids MLS (last updated Sat 11/07/2026 10:44:41 PM EST) or NEIRBR MLS (last updated Sat 11/07/2026 11:58:43 PM EST) or ICAAR MLS (last updated Sat 11/07/2026 11:37:35 PM EST) or ECIMLS (last updated Sat 11/07/2026 11:44:36 PM EST) or RMLSA (last updated Sun 11/08/2026 12:00:59 AM EST) or Muscatine MLS (last updated Sun 11/08/2026 12:00:12 AM EST) or No Coast MLS (last updated Sat 11/07/2026 11:54:30 PM EST). Real estate listings held by brokerage firms other than Ruhl&Ruhl Realtors may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.

Listing data and photos distributed by MLSGRID
Member Participants (and their affiliated licensees, if applicable) shall indicate on their websites that IDX information is provided exclusively for consumers’ personal non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, that the data is deemed reliable but is not guaranteed by MLS GRID, and that the use of the MLS GRID Data may be subject to an end user license agreement prescribed by the Member Participant’s applicable MLS if any and as amended from time to time. MLS GRID may, at its discretion, require use of other disclaimers as necessary to protect Member Participant, and/or their MLS from liability.
Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.



Privacy Policy / DMCA Notice / ADA Accessibility


Agent License Information: Licensed in IA & IL

Login to My Homefinder