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1419 S Smith Road, Urbana, IL 61802.
Move-in ready and full of updates, this 3-bedroom ranch offers comfortable one-level living plus a full basement and detached 2-car garage. The main level was recently professionally painted and has a bright, clean feel, with wood laminate flooring flowing through the living areas and bedrooms. The layout includes a spacious living room, dedicated dining area, efficient kitchen, three bedrooms, a full bath, and convenient main-floor laundry. Downstairs, the approximately 1,006-square-foot unfinished basement provides excellent storage and plenty of opportunity for future finished living space, with a bathroom already roughed in. Outside, enjoy a fenced backyard, concrete patio, and detached 2-car garage. The current owners have made numerous improvements, including a new roof in 2019, along with replacement of the furnace and central A/C (both approximately 6 years old), water heater (approximately 2 years old), sump pump, refrigerator, range, washer, and dryer. An active radon mitigation system is already in place. Ring doorbell and security system to transfer with the property. This home has been pre-inspected, with the inspection report available for buyer review. Want to take a closer look before your showing? Explore the complete media package featuring professional photography, aerial views, video, an interactive 3D tour, and detailed floor plan.
MLS ID: 12774552
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1419 S Smith Road, Urbana, IL 61802.

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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $180,000 | $180,000 | $180,000 |
| Down Payment | $36,000 | $6,300 | $45,000 |
| Monthly Mortgage Amount | $946 | $1,161 | $1,158 |
| Taxes | $251 | $251 | $251 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $79 | $0 |
| Monthly Estimated Total | $1,296 | $1,590 | $1,508 |
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