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205 E Jefferson Street Philo, IL 61864 • Residential - Single Family • Contingent

  • 205 E Jefferson Street, Philo, IL 61864 Main Photo

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Description

Move to Philo and live your best small town life! This charming 2-bedroom, 1-bath ranch home offers nearly 1200 square feet and all major mechanicals replaced within the past 5 years. Enjoy an inviting kitchen, comfortable living room with hardwood flooring, and a dedicated laundry room. A connecting enclosed porch provides convenient access to both the backyard and two-car garage. A walk-up attic, accessible from both the home and garage, offers the possibility of additional storage. Outside, a generous front yard and fenced backyard provide room to garden, entertain, or unwind. Updates include a bathroom remodel and new furnace, air conditioning and water heater in 2021, followed by new siding, roof, gutters, and fencing in 2024. The bedroom carpeting could use a refresh, offering an opportunity to add your own finishing touch. You're just a golf cart ride from downtown favorites, including Fish Fridays at Philo Tavern and Krossing Korner Boutique, and only one block from St. Thomas Catholic School. With the heart of Champaign Urbana approximately 10 miles away and Unity Schools within a 10-minute drive, you can enjoy small town living with convenient access to nearby amenities. The home and septic system have been pre-inspected, with many repairs already completed by the seller.

Property Highlights

Property Type: Residential - Single Family
Total Living Area SF: 1,192
Garage Size: 2
Attached Garage
Built in 1952
Elementary School: Unity East Elementary School
High School: Unity High School
Middle School: Unity Junior High School

General Information

Bedrooms: 2
Bathrooms: 1
Sqft: 1,192
County: Champaign
High School: Unity High School
Subdivision: Hale's
Listed By:
KELLER WILLIAMS-TREC 217-356-6100
MRED MLS

Room Information

Enclosed Porch: 10X14
Bedroom 2: 11X17
Kitchen: 12X14
Living Room: 23X14
Primary Bedroom: 14X10
$169,900
Est. $1,229/mo
2beds
1baths
1,192sqft
2cars
Contingent
BEDS2 BATHS1 full SQUARE FEET1,192 MLS#12779603
STATUSContingent PROPERTY TYPEResidential - Single Family SUBDIVISIONHale's SCHOOLDistrict 7

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205 E Jefferson Street, Philo, IL 61864.

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Loan Type 30 Year FixedFHA 30 Year Fixed15 Year Fixed
Purchase Price $169,900$169,900$169,900
Down Payment $33,980$5,947$42,475
Monthly Mortgage Amount $893$1,096$1,093
Taxes $236$236$236
Insurance $100$100$100
HOA/Dues/Fees $0$0$0
Monthly Mortage Insurance $0$75$0
Monthly Estimated Total $1,229$1,507$1,429

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