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23267 Railsplitter Lane, Athens, IL 62613.
Tucked away at the end of a cul-de-sac in desirable Country Lake Estates, this spacious lakefront home offers privacy, versatility, and nearly an acre in the Athens School District. Featuring 3 bedrooms, 2 additional bonus rooms, and 4 full bathrooms, the thoughtfully designed layout provides a full bath on every level plus a private bath in the primary suite. The main floor offers convenient laundry, formal dining and living rooms, a separate family room, and a four-season room complete with a spa that stays. Recent flooring updates extend throughout the main and upper levels. The waterproofed walk-out basement provides even more room to spread out with a recreation room, bonus space, and direct access to the patio. Outside, enjoy a deck overlooking the expansive yard, mature trees, peaceful lake views, and your own boat dock. With an edge-of-town setting, generous indoor and outdoor living spaces, and lake access right in your backyard, this Country Lake Estates property offers a rare combination of space, privacy, and waterfront living.
MLS ID: CA1046828
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23267 Railsplitter Lane, Athens, IL 62613.

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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $339,900 | $339,900 | $339,900 |
| Down Payment | $67,980 | $11,897 | $84,975 |
| Monthly Mortgage Amount | $1,764 | $2,165 | $2,186 |
| Taxes | $473 | $473 | $473 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $150 | $0 |
| Monthly Estimated Total | $2,337 | $2,888 | $2,759 |
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