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2413 Hartfield Drive , Montgomery, IL 60538.
No HOA fees, a spacious fenced backyard, and major updates already completed-there's so much to love about this beautifully maintained home! A welcoming foyer opens to a generous front living room, while the open kitchen, dining area, and family room offer a comfortable flow for everyday living and entertaining. The kitchen features cherry cabinetry, under-cabinet lighting, ample counter space, and stainless-steel appliances replaced in 2024. Luxury vinyl plank flooring installed throughout the first floor in 2025 and interior paint completed in 2026 give the home a fresh, inviting feel. Step through the sliding door, replaced in 2023, to a brick paver patio and large fenced backyard with plenty of room to relax, garden, or gather. Upstairs, two bedrooms and a versatile loft provide flexibility for a home office, reading nook, or additional living space, plus the convenience of second-floor laundry. The primary bedroom features a vaulted ceiling, walk-in closet, and direct access to the shared full bath with dual sinks and a deep linen closet. Two walk-in closets and a tandem two-car garage with overhead and attic storage offer excellent storage options. Roof, HVAC, and water heater replaced in 2023! Additional improvements include new toilets and replacement window screens in 2025, plus aluminum wrapping of the front exterior wood in 2026. Conveniently located near expressways, shopping, and dining. Rentals are allowed, offering added flexibility for homeowners and investors alike.
MLS ID: 12797145
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2413 Hartfield Drive , Montgomery, IL 60538.

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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $300,000 | $300,000 | $300,000 |
| Down Payment | $60,000 | $10,500 | $75,000 |
| Monthly Mortgage Amount | $1,557 | $1,911 | $1,929 |
| Taxes | $418 | $418 | $418 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $132 | $0 |
| Monthly Estimated Total | $2,075 | $2,561 | $2,447 |
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