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407 Oxford Lane, Lake Villa, IL 60046.
Welcome to Cedar Crossing! Located in a sought-after school district, this spacious 4-bedroom home offers the perfect blend of comfortable living, thoughtful updates, and room to spread out! Step inside to a dramatic two-story foyer and an inviting, open floor plan featuring brand-new carpeting (October 2026). The generously sized family room flows seamlessly into the kitchen and breakfast area, where you'll appreciate abundant cabinet and counter space along with updated appliances, including a new dishwasher (2026), refrigerator and microwave (2022), and double oven with gas range (2020). A separate formal dining room offers the perfect setting for hosting holidays and gatherings. Upstairs, the spacious primary suite is accompanied by three additional generously sized bedrooms. The finished English basement provides even more living space with a large recreation room filled with natural light, office/bedroom, a full bathroom, and plenty of storage. Whether you're looking for additional entertaining space, a home gym, or a quiet retreat, the possibilities are endless! Outside, enjoy an expansive deck overlooking the large, fully fenced backyard-ideal for entertaining, outdoor activities, or simply relaxing. Additional improvements include a new HVAC system (2022), washer and dryer (2023), and roof replacement (2019). With its desirable location, generous living spaces, and numerous updates, this Cedar Crossing home has so much to offer. Come see it for yourself!
MLS ID: 12797289
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407 Oxford Lane, Lake Villa, IL 60046.

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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $400,000 | $400,000 | $400,000 |
| Down Payment | $80,000 | $14,000 | $100,000 |
| Monthly Mortgage Amount | $2,076 | $2,547 | $2,572 |
| Taxes | $557 | $557 | $557 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $176 | $0 |
| Monthly Estimated Total | $2,750 | $3,397 | $3,246 |
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