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460 S Prospect Street Waverly, IL 62692 • Residential - Single Family • Active

  • 460 S Prospect Street, Waverly, IL 62692 Main Photo

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Description

Looking for a home with room to breathe, plenty of outdoor space, and the bonus of multiple outbuildings? Welcome to 460 S Prospect St in Waverly! This 2-bedroom, 1-bath home sits on approximately .73 acres, offering a great opportunity for homeowners looking for extra space without giving up the convenience of town living. The property features two metal outbuildings, perfect for a workshop, storage, hobbies, equipment, or whatever your needs may be. With nearly three-quarters of an acre, theres plenty of room to enjoy the outdoors, create your own backyard retreat, or simply appreciate having some extra elbow room. Inside, the home offers a practical 2-bedroom, 1-bath layout with the potential to make the space truly your own. Whether you're a first-time buyer, looking to downsize, searching for an investment property, or simply want a little more land, this property offers plenty of possibilities. Affordable small-town living, nearly an acre of space, and two great outbuildings ? opportunities like this don't come along every day! Power is ran to metal building and shed. Roof, Siding, Septic laterals all replaced in the last 2 years!

Property Highlights

Property Type: Residential - Single Family
Total Living Area SF: 1,000
Garage Size: 1
High School: Waverly CUSD #6
Eat-In Kitchen

General Information

Bedrooms: 2
Bathrooms: 1
Sqft: 1,000
County: Morgan
High School: Waverly CUSD #6
Subdivision: None
Listed By:
Tarrant & Harman Real Estate
RMLSA

Room Information

Bedroom 1: 13.07 X 12.11 Level - Main
Bedroom 2: 10.02 X 10.11 Level - Main
Kitchen: 15.03 X 12.11 Level - Main
$140,000
Est. $1,031/mo
2beds
1baths
1,000sqft
1cars
Active Price Reduced $10,000 on November 2nd, 2026
BEDS2 BATHS1 full SQUARE FEET1,000 MLS#CA1046981
STATUSActive PROPERTY TYPEResidential - Single Family SUBDIVISIONNone SCHOOLWaverly CUSD #6

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460 S Prospect Street, Waverly, IL 62692.

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Loan Type 30 Year FixedFHA 30 Year Fixed15 Year Fixed
Purchase Price $140,000$140,000$140,000
Down Payment $28,000$4,900$35,000
Monthly Mortgage Amount $736$903$900
Taxes $195$195$195
Insurance $100$100$100
HOA/Dues/Fees $0$0$0
Monthly Mortage Insurance $0$62$0
Monthly Estimated Total $1,031$1,260$1,195

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